Terms of Use
These terms apply to your use of ratekeel.com (the "site"), owned and operated by Ratekeel Media LLC ("we," "us," or "our"). By using the site, you agree to these terms and to our Privacy Policy.
1. What the site does
The site collects information you choose to provide and uses it to contact you and connect you with insurance companies and licensed agents who can give you quotes. We are not an insurance company, agent, or broker. We don't sell insurance, provide quotes, recommend providers or policies, or make coverage decisions. Any quote, policy, or price comes from the provider that offers it and is subject to its own terms, underwriting, and eligibility rules. We don't guarantee that you'll receive a quote, a particular rate, or any savings.
2. Who can use the site
You must be at least 18 years old and a resident of the United States. You may only submit information about yourself and about drivers or other members of your household (such as a spouse) who have agreed to let you share it.
3. Your information
You agree that the information you submit is accurate and complete. Inaccurate information can lead to quotes that change when you apply.
4. Consent to be contacted
When you submit the form, you agree to be contacted as described in the consent statement shown next to the submit button, including by calls and text messages that may use automated technology or prerecorded or artificial voices. Consent is not a condition of any purchase. You can revoke consent at any time by telling a caller, replying STOP to a text, or emailing [email protected].
5. Acceptable use
You agree not to submit false information or someone else's information without permission, use automated tools to submit or scrape the site, interfere with the site's operation or security, or use the site for any unlawful purpose.
6. Third-party sites and services
Insurance companies and agents we connect you with may contact you or send you to their own websites. We don't control and aren't responsible for third parties' content, products, services, or privacy practices.
7. Intellectual property
The site's design, text, graphics, and logos belong to us or our licensors. You may use the site for your own personal, non-commercial purposes only.
8. Disclaimers
The site is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent the law allows.
9. Limitation of liability
To the fullest extent the law allows, we are not liable for indirect, incidental, special, consequential, or punitive damages, or for any loss arising from your use of the site or from any insurance company's or agent's products or services. Our total liability for any claim relating to the site is limited to $100.
10. Indemnity
You agree to indemnify us against claims arising from information you submit or your violation of these terms.
11. Governing law and disputes
These terms are governed by the laws of the State of California, without regard to conflict-of-law rules. Any dispute relating to the site or these terms will be resolved only in the state or federal courts located in Los Angeles County, California, and you and we agree to the jurisdiction of those courts.
12. Changes
We may update these terms by posting a new version on this page. The version in effect when you submit the form applies to that submission.
13. Credits
Vehicle year, make, and model lists are adapted from US Car Models Data by abhionlyone, licensed under CC BY 4.0 (cab and body-style variants combined, gaps between model years filled, and recent model years corrected). Vehicle make logos are from the Car Logos Dataset. All names and logos are trademarks of their respective owners.
14. Contact
Email [email protected] or write to Ratekeel Media LLC, 1008 Wilshire Blvd, Suite 708, Los Angeles, CA 90017.